Commercial Title Loans Provide the title to your semi-truck or other commercial vehicles, which you own free and clear, to secure a loan from $5,000 to $200,000 in cash. If the total deal for a slightly used Freightliner were $121,000, then that 2.8% change means $3,388 less out of your pocket. Double-drop. OTR Van Lease Operator Jobs | Drive4ATS Youll also be able to pay your deposit in installments, as long as its paid in full within 80 days of opening your account. Check out . Email: Answer a few questions to see your best loan options. Secondly, most lease-to-own programs dont require buyers to put down a down payment. However, even individuals with perfect credit often get denied for a truck loan from a dealership. Most leasing companies require drivers to be at least 21 years of age. This company also offers a "lease-to-own" financing program. However, your credit typically doesnt have to be great for this kind of financing, because of the security provided by the collateral. Without a flexible schedule that works in their favor, these long hours can take a major toll on their lives and their finances. Find specialized equipment to meet your most challenging, oversized freight requirements. Moreover, you would not have to worry about maintaining compliance paperwork, managing accounting, or other tasks since they will be taken care of by the trucking company. There are also used semi trucks available for purchase. Theres also a 30-day warranty on all leases, and fuel discounts and other incentives for the lessee. Lease purchase programs allow drivers to set their own routes and schedules. This must be verifiable and there are no exceptions to the rule. They offer a free initial consultation, where theyll review your credit report to see if youre a good candidate. Because of this, youll likely need to come up with a Plan B. Popular amongst lease-purchase drivers for having one of the most affordable programs, Ace Doran is a historic hauling & rigging company that's been around since 1913. A no-money-down truck lease-to-own option is great for drivers who don't have good credit or enough cash for a new vehicle down payment.